Intro:

        (acoustic piano, w/tremolo [2X; solo through 1st chorus])

        G     F          Am     C
        /   /   /   /     /   /   /   /

Verse 1:

        G                  F    Am     C
          [1: Too  4: So] many people need me
        G       F      Am       C
          I've got so much, so much to do
        G      F        Am          C
          But when my traveling is over

Chorus:

        C               F*        G
          I'll pay you back with interest
        C               F*        G
          I'll pay you back with interest

                         * 2,3,4: Dm7

Verse 2: [band enters]

        It seems unfair to leave you
        And sell myself the way I do
        But when my wandering is over

[repeat chorus]

Verse 3:

        Most of my life I've been moving
        And when I tire out I'll come home to you
        But until then I'll be waiting

[repeat chorus]

Bridge:

        C          Bb
          How cold is my room (how cold is my room)
             C               F   G
        Without your love beside me?
        C                 Bb
          We look at the same old moon (looking at the moon)
             C                 F   G
        But you're not here beside me

[repeat chorus]

Instrumental break [orchestral bells]:

        C    Dm7     G    /F  G   [3X]
        /  /  /  /   /  /  /  /

        C    Dm7     G
        /  /  /  /   /  /  /  /   /  /  /  /

[repeat verse 1]

[repeat chorus]

Instrumental break 2 [orchestral bells, 12/8]

        C     Dm7     G             [2X]
        / / /  / / /  / / /  / / /
        C     Dm7     G
        / / /  / / /  / . .  /